Conditions Apply. Earn 1. Call to book an appointment to open a bank account over the phone or by video conference. Dollar Visa Gold. 99%: $0: $50,000: BMO Cashback Mastercard: 20. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month. Card Details. You also benefit from a first-year annual fee waiver. 1. Call 1-800-769-2512. 5% Cash Back Credit) in Net Purchases. Earn 5,000 Welcome Bonus points. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. You do, however, need an annual income of at least $15,000. Additional Card:$0. No Annual Fee. Many low rates are based on a low rate plus the current bank interest rate. Earn 1 Avios for every $1 CAD you spend on qualifying purchases 2. RBC Rewards+ Visa. RBC offers the RBC Visa Classic Low Rate Option with a $20 yearly fee that has a 12. Low annual rate. 00 back for every $100. The minimum credit limit is $500, and the grace or interest-free period is 21 days or longer. To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass. The fee is $20 for the primary. Browse the wide selection of credit cards offered by RBC Royal Bank, including travel, rewards, cash back, low interest, student, business and more. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9 – a value of almost $30. *. Book an Appointment. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. RBC Staff VISA Gold Expense ; Business Credit Cards: RBC Visa Business ; RBC Visa Business Gold ; RBC Visa CreditLine for Small Business ; Business Cash Back Mastercard; Cards. The RBC Visa Classic Low Rate Option credit card could be a good option, as it offers lower interest rates on both purchases and cash advances. 99% for purchases and cash advances. Boost My RRSP Savings. Additional Card: $0. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. The RBC credit card is an easy revolving credit facility, enabling you to buy now and pay 24 days later. Purchases. The Capital One Low Rate Guaranteed Mastercard: Guaranteed approval; low interest rate; 14. When I called RBC Visa to find out why I was told that the low-interest rate cards do not have a tap included on the card. 99% and 8. For complete details of the insurance coverage included with these credit cards, please review the Certificate of. Earn Avion points at our fastest rate for business. This card is a standout because of its low interest rate and its low annual fee. 99% Purchase, 22. An RBC Visa Classic Low Rate Option credit card features partner integrations benefits, such as: Saving $0. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. Pay interest-only while in school, and for up to 2 years after you've completed your studies at an accredited instituion. Get 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. Cash Advance Rate: Prime + 2. Compare. *. Purchase Rate: 20. *At age 66, Total Disability and Job Loss coverage ends and your monthly premium will be reduced to $0. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. 99%. Apply Now View Card Details. 99% on purchases, 22. 95 $10. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. Annual Fee: $120. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Dollar Visa Gold. Cardholders have the option to add on extra services and perks for an additional fee. A Classic low annual rate credit card from RBC. Annual Fee rebated every month for students with eligible accounts 8. 99%. 2. If you want to earn cash back on your essentials, like groceries. Earn 1. 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. Please allow up. There are no blackout dates or advance booking restrictions, even during peak periods. Enjoy unlimited deliveries with $0 delivery fees on. Get $100 when you. Get 450 welcome WestJet dollars (a value of up to $450 CAD off the base fare) when you spend a minimum of $5,000 in the first 3 months on your card 1. 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student,. Price protection. Apply by December 6, 2023. 99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and have the $20 annual fee waived for the first year. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. The Visa Classic Low Rate Option CAD currency credit card is issued by RBC Royal Bank and runs on the VISA Network. Enjoy a suite of premium insurance coverages † – including Mobile Device Insurance 3 and Emergency Medical. 1-800-769-2511. 99% fixed interest rate. Featured. Thank you for visiting Great Canadian Rebates. Credit card fee waivers. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. $19. * Conditions apply 26. Request an RBC Royal Bank credit card limit increase. Purchase Rate: 12. Purchase Interest Rate: 12. 99%. Get $100 when you. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 11. 99% (though it can be as much as 20. With a credit card balanceunder $10, pay: You will not be charged a premium if you have a credit card account balance 6 of less than $10 on your statement date. How to minimize interest charges. 00 (1. , Royal Trust Company or The. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. *. Cross-Border Banking. Build your credit history on a strong foundation. You will earn i) $1. 25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year 2. 5. Pretty easy, eh? Sign up now. , RBC Direct Investing Inc. Limited time offer. Apply Online. 95: $10. 99% if you reside in Quebec) Cash Advance: $5. 99%. Visa‡ Classic Low Rate Option Credit Card Only Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cashWelcome Offer: Get a 0. 99%. It has a $20 annual fee, and like many other low-interest or balance transfer credit cards, you don’t get much in the way of rewards. The RBC Visa Classic Low Rate Option credit card could be a good option, as it offers lower interest rates on both purchases and cash advances. 9 percent. Purchases: 11. No RBC fee to use another bank’s ATM in Canada 16, 17. FREE Interac ‡ e-Transfer transactions 14, 15. Missed Payments to the Visa Classic Low Rate Option Credit Card Only. Interest rate: 12. , RBC Global Asset Management Inc. entire balance of the insured item must be paid using your RBC credit card in order for it to be covered. txt) or read online for free. At 12. Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. Find a Branch. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. Coverage ends, individually for each covered person, on the earliest of: 1. Only around 15% of Canadians have a card with a low credit limit of $2000 or less. The limit is based on the deposit made and ranges from $500 to $10,000. Purchase Rate: 20. For most credit cards, it’s 30% of your total available balance. Low-interest credit cards come in handy if you carry a balance. Free Debit Transactions are calculated per Monthly Cycle. Annual Fee. The RBC ION+ Visa card is a mid-tier Visa card that earns points in the RBC Avion program, specifically Avion Premium (lower tier) points. S. Premium Cash Back credit card benefits. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. ; For the first 3 months, get up to 4% cash back on all other purchases. Read our FAQs | Call 1-800-769-2511. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. Choose any airline, any flight, any time. Opens in a new window. Get started online. Low effort – get a professionally managed portfolio of ETFs created for you. Annual Fee: $0. The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in. Unlike the RBC RateAdvantage Visa, the RBC Visa Classic Low Rate Option has a fixed low-interest rate of 12. Standard benefits that go with this card include referral to the closest ATM, zero liability, and others. Scotiabank Scene+ Visa Card. 40 /year) RBC No Limit Banking ® $11. I just got my new RBC Visa replacement card & was shocked to see it had no tap function on it. 99% on purchases, 22. 99% (26. Get a 0. Get $0 Delivery Fees. Apply Online. The Laurentian Bank’s Visa Black Reduced Rate credit card is another best low interest credit card in Canada that charges 12. Add your eligible RBC credit card to your DoorDash account to: Get a 3-month complimentary DashPass subscription 9 – a value of almost $30. BMO Preferred Rate Mastercard – Best Low-interest Credit Card for Balance Transfers. Get 35,000 welcome points, a value of up to $750. The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. O. 00 RBC Cash Back Mastercard. Compare up to three credit cards. The Scene+ Visa Card is one of a few credit cards you can use to earn Scene+ points. High Interest eSavings. For more details, please refer to your RBC Royal Bank Credit Card Agreement. 95 Eligibility: Credit card + Investment $6 Eligibility: Active credit card + Active investment 3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards: As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold, RBC. 99% p. The low, fixed annual interest rate of 12. 99% to 24. Annual Fee: $12. 99%, the RBC Visa Classic Low Rate Option charges 12. It has been provided to help you decide if these coverages meet your needs. RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. No single payment may exceed this limit. Find a Branch; Call 1-800-769-2511; Email; EN. 99% and 8. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Up to $500,000 CAD (in total contributions). Royal Credit Line for Students 23. Low annual fee of $20 p. Unlimited cash back on your spending 3. Important Notice: RBC Visa Cardholders OCT. ongoing. Please note, this premium card can impose higher acceptance costs on. a. 1. pdf), Text File (. Sign In. The limit is based on the deposit made and ranges from $500 to $10,000. Get $0 delivery fees for 3 months from DoorDash 8. The Best of RBC Credit Cards. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. Get up to 700 WestJet dollars 1. S. Hey everyone! I’m looking to get a new credit card. RBC Signature No Limit Banking Monthly Fee: $14. RBC also has two cards that work akin to. Additional Card: $12. 35,000 points on card approval; 20,000 points after $5,000 in Card purchases in the first six monthsAccount Type Active 1 Credit Card Active 2 Investment Mortgage Standard Monthly Fee Monthly Fee AFTER rebate: RBC Day to Day Banking ®: $4. RBC ® Visa J Classic Low Rate Option RBC ® Visa J Classic Low Rate Option 4514 07** . 99%† on purchases and 13. Additional Card: $0. RBC Royal Bank Credit Card Application. Earn 1. , RBC Direct Investing Inc. Annual Fee. 99% (21. 99% 47. Purchases made with this card are covered by purchase protection and extended. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash. 99% interest on purchases and cash advances;. 99% *. 95: $0 (save $131. Balance Transfer. Get the RBC Visa Classic Low Rate Option Card to benefit from a reduced interest rate on your purchases. Single Trip: Ages 65+. RBC Royal Bank Credit Card Application. Get 3% bonus cash back on eligible purchases on your card (max. RBC credit card in order for it to be covered. ^. Apply Online. 99% on purchases, cash advances, and balance transfers. You can find your credit limit on your account statement, or under account details in RBC Online Banking or the RBC Mobile app. We’re available 24 hours a day, 7 days a week. 00 per Annual Period, ii) $1. AdChoices; Promotions; Royal Bank. The RBC Visa Classic has one of the lowest interest rates for both purchases and cash advances at 12. See BalanceProtector Max Details. Please allow up. Find a Branch; Call 1-800-769-2511; Email; EN. 9% to 11. ongoing. 99% interest rate. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month. 95 Eligibility: Credit card + Investment + Mortgage8 $5. Find a Branch. Annual Fee: $20. RBC credit card switch question Apologies if this has been covered, I did some searching but couldn't find anything specific to my question. Stay connected with a complimentary Boingo Wi-Fi account 6. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. RBC Advantage Banking for students 4. on purchases and cash advance transactions. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. 99%. Ends January 31, 2024. Access to a premium rewards program with flexibility to redeem your points for travel, merchandise, gift cards and more 8, or to pay down your credit card balance 10. 99%. Purchase Rate: 19. 50 if you qualify for a senior’s discount. View Card Details. 60 per $100 of your account balance 6 (plus applicable taxes). Complete offer eligibility criteria by March 29, 2024. . 99%. 00 cash back for every $100. Apply Now. Purchase Rate: 20. So you may not qualify if your credit is poor. Earn 1 Avion point for every dollar you spend 2. , RBC Global Asset Management Inc. 99% interest rate on purchases and cash advances; RBC Visa Platinum® — a credit card with up to a $50,000 credit limit and premium insurance coverage, all for a zero annual fee; by Jennifer Taylor on May 17, 2021. Scene+ points can be redeemed for free movies at Cineplex theatres, food and drinks at multiple restaurants in Canada, and many other rewards. Compare. The low-interest-rate version of the Home Trust Secured Visa Card has a $59 annual fee that is counterbalanced by a 14. RBC Virtual Visa Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education. Honestly, I don’t see why you couldn’t qualify if you already have a card with them. Unlimited Moneris deposits. The fee is $20 for the primary. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. RBC Visa Classic Low Rate Option: English. View Card Details. There’s no annual fee for additional cards. RBC® VISA® Classic Low Rate Option Apply Now. 2. Read our FAQs | Call 1-800-769-2511. $48 Annual Fee 8. Highlights. The low-interest-rate version of the Home Trust Secured Visa Card has a $59 annual fee that is counterbalanced by a 14. 9% CAR; Deposit: $75-$300; $59: RBC Visa Classic Low Rate Option: No specific credit score range; 12. Get a U. When I called RBC Visa to find out why I was told that the low-interest rate cards do not have a tap included on the card. Purchase Rate: 19. 00 back for every $100. Book an Appointment. Avion Rewards. Monthly Fee after Value. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Royal Bank RBC RateAdvantage Visa Lower Interest Rate, Higher Savings. bank account and credit card. 11. 99%. opens in a new window. 99% Annual Fee: $20. Low annual rate. Call 1-800-769-2523. Compare up to 3 Credit Cards. RBC RateAdvantage Visa® — an affordable credit card with a zero annual fee and a competitive variable interest rate equal to the Prime rate plus a fixed rate ranging from 4. There is no fee to add additional cards to your account, so if you want to share your. . Price protection. The RBC RateAdvantage Visa card is an excellent no-fee credit card option for individuals prioritizing low-interest rates and instant value approval. 95: $0 (save $131. Earn 50 Be Well points per $1 spent on eligible purchases at Rexall when you. 99%. The Overlimit Fee does. Unlimited emergency medical 2. open an eligible student bank account, and we'll give another $100 to a charity of your choice. Apply by May 15, 2022. 99%. Cash Advance Rate:22. The standard rate is 19. $399. The Home Trust Secured Visa Card is another option that requires a security deposit of at least $500. You can find your credit limit on your account statement, or. (EN) It's easy to apply! Get a response in less than 60 seconds. Card Details. $4 a month ($48 annually) for the primary card. So a couple thousand dollars has disappeared. Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening. 99% to 8. Read our FAQs | Call 1-800-769-2511. Resident of Canada Provincial Age of Majority Minimum credit limit of $10,000: 5. The purchase and cash advance interest rate is 12. Price protection. Apply by November 27, 2023. 00 back for every $100. RBC Personal Credit Cards: RBC Cash Back Mastercard, RBC Visa Cash Back, RBC Cash Back Preferred World Elite Mastercard, RBC Visa Classic Low Rate Option, RBC RateAdvantage Visa, RBC Visa Platinum. View Account Details. Or. By telephone at 1 800 769-2513; At your local branch; Information required to process. 9%. The standard rate is 19. N/A. To join Avion Select, you need to be the age of majority and live in Canada. 99% introductory interest rate on cash advances and balance transfers for the first ten months. Choose one of eight eligible charities. Make purchases for your business when your business needs it, with this flexible, low fee card. ^. I've been carrying quite a lot of CC debt, RBC Rewards plus Visa, 15k used, 24k limit, and paying through the nose for interest, 19. S.